Bone Health Insurance Coverage: What’s Covered and What’s Not

For many Americans, bone health is not always top of mind when it comes to their overall health and wellness. However, as we age, our bones become more susceptible to fractures and other issues that can severely impact our quality of life. That’s why it’s important to understand what your health insurance covers when it comes to bone health, and what you may need to pay for out of pocket.

Most health insurance plans cover bone density testing for those at risk of osteoporosis, including women over the age of 65 and men over the age of 70. These tests can help determine your risk of fractures and other bone-related issues, allowing you to take proactive steps to protect your bone health. In addition, many plans also cover prescription medications for osteoporosis, such as bisphosphonates, which can help strengthen your bones and reduce your risk of fractures.

However, there are some services and treatments that may not be covered by your health insurance when it comes to bone health. For example, certain dietary supplements that claim to improve bone health, such as calcium and vitamin D supplements, may not be covered by all plans. In addition, services such as physical therapy or chiropractic care for bone-related issues may not be covered, depending on your insurance provider and plan. It’s important to review your policy carefully and speak with your insurance provider to understand what is and isn’t covered when it comes to your bone health.