Bone Health Insurance Coverage: What’s Covered and What’s Not

When it comes to ensuring your overall health and well-being, bone health is often overlooked. However, bone health is essential for maintaining mobility and preventing fractures and osteoporosis. Thankfully, many insurance plans offer coverage for bone health services and treatments. But what exactly is covered, and what is not?

Most insurance plans will cover bone density testing for individuals at risk of osteoporosis, including women over the age of 65 and men over the age of 70. These tests, which typically involve a DEXA scan, can detect bone loss and help prevent fractures. Additionally, some plans may cover medications to help prevent or treat osteoporosis, such as bisphosphonates or hormone therapy. Physical therapy and rehabilitation services for bone fractures may also be covered under certain insurance plans.

However, not all bone health services are covered by insurance. For example, some plans may not cover alternative treatments for osteoporosis, such as acupuncture or herbal supplements. Additionally, coverage for certain medications may be limited or require pre-authorization from the insurance company. It’s important to check with your insurance provider to understand exactly what bone health services are covered under your plan.